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Terms of Use

Use of this website.

Effective August 26, 2026

Acceptance No Offer or Advice Website Use Intellectual Property Third-Party Links Disclaimers Liability Contact

Acceptance of Terms

These Terms of Use govern your access to and use of this website and any pages, materials, information, tools, links, or content made available through it. The website is operated by The Oak Companies, including Oak Real Estate Partners and commonly controlled affiliates that operate under the Oak brand.

By accessing or using this website, you agree to these Terms of Use. If you do not agree, you should not use this website.

No Offer, Solicitation, or Advice

The information on this website is provided for general informational purposes only. Nothing on this website constitutes, or should be construed as, an offer to sell, a solicitation of an offer to buy, or a recommendation regarding any security, investment product, loan, financing transaction, fund, account, or other product or service.

Any offer or solicitation, if made, will be made only through definitive offering documents, loan documents, subscription materials, or other formal documentation, and only in jurisdictions where permitted by law. This website does not provide legal, tax, accounting, investment, financial, or other professional advice. You should consult your own advisers before making any business, financing, investment, legal, or tax decision.

Information on the Website

We seek to provide information that is accurate and useful, but website content may contain errors, omissions, or outdated information. Oak does not undertake any obligation to update information on this website, and information may be changed or removed at any time without notice.

Any examples, case studies, transaction summaries, statistics, forward-looking statements, market commentary, or other information are provided for illustrative purposes only. Past performance, prior transactions, or historical experience are not guarantees of future results.

Permitted Use

You may use this website only for lawful purposes and in accordance with these Terms of Use. You agree not to use the website in any way that could disable, damage, overburden, interfere with, or impair the website or any other party's use of the website.

  • You may not attempt to gain unauthorized access to any part of the website, server, system, account, database, or network.
  • You may not introduce malware, viruses, harmful code, bots, scrapers, or automated tools that interfere with the website.
  • You may not use the website to transmit unlawful, misleading, infringing, defamatory, threatening, or otherwise harmful material.
  • You may not copy, harvest, scrape, reverse engineer, or commercially exploit website content except as expressly permitted by Oak in writing.

Information You Submit

If you submit information through this website, by email, or through a linked form or portal, you are responsible for ensuring that the information is accurate and that you have the right to provide it. You should not submit confidential, proprietary, sensitive, or regulated information unless Oak has expressly requested it and an appropriate agreement or secure channel is in place.

Submission of a financing inquiry, business plan, property information, investor inquiry, or other material does not create a client, borrower, lender, fiduciary, advisory, partnership, agency, or other special relationship with Oak, and does not obligate Oak to review, respond to, approve, fund, or enter into any transaction.

Intellectual Property

The website and its content, including text, design, layout, graphics, logos, images, videos, icons, trademarks, service marks, trade names, data, and other materials, are owned by or licensed to Oak and are protected by copyright, trademark, and other intellectual property laws.

You may view and print limited copies of website materials for your own internal, non-commercial use, provided that you do not remove copyright, trademark, or other proprietary notices. No other use, reproduction, modification, distribution, republication, transmission, display, or performance is permitted without Oak's prior written consent.

Third-Party Links and Services

This website may include links to third-party websites, investor portals, data rooms, social media platforms, service providers, or other resources. These links are provided for convenience only. Oak does not control and is not responsible for third-party content, policies, security, availability, or practices.

Your use of third-party websites or services is at your own risk and may be governed by separate terms and privacy policies.

Privacy

Our collection and use of information is described in our Privacy Policy. By using this website, you acknowledge that information may be collected, used, and shared as described there.

Disclaimers

This website and all content are provided “as is” and “as available,” without warranties of any kind, whether express, implied, statutory, or otherwise. To the fullest extent permitted by law, Oak disclaims all warranties, including warranties of accuracy, completeness, reliability, merchantability, fitness for a particular purpose, title, non-infringement, security, availability, and freedom from errors, viruses, or harmful components.

Oak does not warrant that the website will be uninterrupted, error-free, secure, current, or available at any particular time or location.

Limitation of Liability

To the fullest extent permitted by law, Oak and its affiliates, owners, officers, directors, employees, representatives, agents, advisers, and service providers will not be liable for any direct, indirect, incidental, consequential, special, exemplary, punitive, or other damages arising out of or related to your access to, use of, inability to use, or reliance on this website or any content on it, even if advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless Oak and its affiliates, owners, officers, directors, employees, representatives, agents, advisers, and service providers from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees arising out of or related to your use of the website, your violation of these Terms of Use, or your violation of any law or rights of another person or entity.

Governing Law

These Terms of Use and any dispute arising out of or relating to this website are governed by the laws of the State of North Carolina, without regard to conflict-of-law principles, unless applicable law requires otherwise.

You agree that any dispute arising out of or relating to this website or these Terms of Use will be brought in the state or federal courts located in North Carolina, and you consent to the jurisdiction of those courts.

Changes to These Terms

Oak may update these Terms of Use at any time by posting revised terms on this page. The revised terms are effective when posted unless otherwise stated. Your continued use of the website after changes are posted means you accept the revised terms.

Contact Us

If you have questions about these Terms of Use, please contact us:

The Oak Companies
5925 Carnegie Boulevard, Suite 110
Charlotte, NC 28209
980.288.6627
ir@oakrepartners.com
The Companies

Private commercial real estate credit, structured for protection, built for performance, and guided by partnership in the creation of long-term value.

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© 2026 The Oak Companies

This website and the information contained herein provides general information related to the overall business, loan programs and experience of White Oak Capital Holdings, LLC d/b/a/ Oak Real Estate Partners ("OAK") and its controlled affiliates and does not necessarily differentiate as between those entities. This website and the information contained herein does NOT constitute an offer to sell, nor a solicitation of an offer to purchase, any security. Offers will only be made through an offering circular, private placement memorandum or prospectus, and only where permitted by law. Certain statements contained on this website constitute "forward looking statements". Any such statements, performance projections and results have been based upon assumptions, some of which will vary, perhaps materially, from actual events and do not constitute a prediction or representation as to actual performance. Prior performance of OAK or any of its affiliates is not indicative of future results. There is no assurance that the Company objectives will be achieved.